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Two financial components have to be considered when planning your studies in Germany:
Cost of Living
To receive a residence permit to study at the University of Regensburg, you must demonstrate to the Municipal Immigration Office (Ausländerbehörde) that you have enough money available to live in Germany. As a general orientation, at least € 600,- per month would be accepted as proof that you have sufficient means to support yourself.
Each month you should count on the following fixed costs:
Rent: approximately € 150,- to € 250,-
Health Insurance: approximately € 80,-
monthly broadcast fee: approx. €18,-
For a meal in the cafeteria at the University you pay around € 4,-.
Each semester you should reckon on expenditures amounting to approximately €150, - to € 350, - for materials for your studies (books, etc).
Each semester at the University, you additionally must pay student service fee (Studentenwerksbeitrag) in the amount of € 125,- (as of: 01/2013). The student service fee serves as a "semester ticket" with which you can ride the buses and trains in Regensburg and within a radius of about 50 km without extra costs.
The University of Regensburg assumes that international students can bear all costs themselves. When applying, you confirm in a financial declaration (Finanzierungserklärung ) that you have the necessary funds available. The financial declaration also is a requirement (for non-EU citizens) to be issued a residence permit for studying.